Credit Cards
Start your credit card search with ease
Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.
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Credit card basics for beginners
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How to Apply for a Credit Card in 5 Steps
Understand your credit score, debt and income, and apply for a card that fits your profile. Make your credit card application a no-brainer for the banks.
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9 Things to Know Before Getting Your First Credit Card
Understanding the basics can save you time, money and frustration and get you on your way to building good credit.
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Types of Credit Cards in Australia
Types of credit cards include rewards, low-interest, balance transfer and credit-building cards. When choosing a credit card, consider your spending habits and ability to repay the balance.
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Credit Card Fees: What They Are and How To Avoid Them
Credit card fees can vary among providers. Find which charges are inescapable and which ones you can avoid.
Credit card FAQs
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How Is Credit Card Interest Calculated?
The interest you pay depends on your purchase rate per annum and your balance; avoid interest entirely by paying your bill in full.
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Can You Get a Credit Card With Bad Credit?
Getting approved for a credit card is very difficult if you have a bad credit score. And, even if you’re approved, you’ll probably be offered less favourable terms than an applicant with good credit.
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What Is A Credit Card Minimum Payment?
A credit card minimum payment is the minimum amount owed on your credit card statement’s closing balance. It’s typically 2% of the debt owed.
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What is This Random Charge On My Credit Card?
It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.