Chase Bonuses: $100, $200, $300 and $500 Bank Promotions
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How to earn a Chase checking account bonus
Take advantage of Chase bank promotions and you could earn $100, $200 or $500. New customers can open an account online or use a coupon emailed from the website and then complete requirements within the specified time frame. Existing Chase checking customers can earn bonuses by referring up to 10 friends.
Here's how to qualify for Chase checking account bonuses, which are some of the best on the market.
Chase checking account bonuses | |
Chase College Checking℠: $100 bonus offer
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Chase Secure Banking℠: $100 bonus offer
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Chase Total Checking®: $200 bonus offer
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Chase checking referrals: Up to $500 bonus offer
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Chase Business Complete Checking℠: $300 bonus offer
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» Looking for credit card promotions instead? See our list of the best Chase credit cards
Chase College Checking℠: $100 bonus
This offer is best for college students.
Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 10/18/2023.
How to get it: Open a Chase College Checking℠ account online or in person using a coupon emailed to you through the promotion page. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments, deposits using Chase QuickDeposit℠ and more) within 60 days of opening your account. Note that you're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of 10 qualifying transactions being posted.
Monthly fee: None for those ages 17-24 at account opening for up to five years while in college; $6 after your expected graduation date but waived if you make one or more direct deposits per statement period or keep an average daily ending balance of at least $5,000.
» Want to browse your options? See this month's best bank bonuses
Chase Secure Banking℠: $100 bonus
This offer is best for those who tend to overdraft — the Chase Secure Banking℠ account has no overdraft fees.
Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 10/18/2023.
How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed through the promotion page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days after the 10 qualifying transactions have posted.
Monthly fee: $4.95.
» Want to compare accounts? See our Chase checking accounts review
Chase Total Checking®: $200 bonus
This offer is best for those who can meet the minimum balance or direct deposit requirements to avoid the monthly fee.
Offer: Get a $200 bonus when you open a new Chase Total Checking® account and complete a qualifying direct deposit.
Minimum deposit to qualify: $0.
Expiration date: 10/18/2023.
How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must have a qualifying direct deposit into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, or by having a minimum daily balance of $1,500 or by keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
Chase checking account referrals: Up to $500 bonus
This offer is best for those who have friends and family who don’t have a Chase checking account.
Offer: Get a $50 Chase referral bonus for each friend you refer that opens a Chase Total Checking® account using your referral link. Earn up to 10 referral bonuses per calendar year.
Minimum deposit to qualify: $0.
Expiration date: None.
How to get it: Invite friends to open a Chase Total Checking® account using your referral link. Note that you must have had your own Chase personal checking account open for at least 30 days.
When you'll get it: You will earn your referral bonus within 30 days after your friend has opened their new account, completed requirements and earned their bonus.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, or by having a minimum daily balance of $1,500 or by keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
» Looking to increase your savings? Check out NerdWallet's best high-yield online savings accounts
Chase Business Complete Checking℠: $300 bonus offer
This offer is best for small-business owners.
Offer: Get a $300 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.
Minimum deposit to qualify: $2,000.
Expiration: 10/19/2023.
How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotion page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are allowed to receive only one bonus related to a new business checking account every two years and only one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.
Monthly fee: $15, waived by maintaining a minimum $2,000 daily ending balance, or by spending at least $2,000 in purchases with your Chase Ink Business Card, or by depositing $2,000 into your new account from your QuickAccept℠ or eligible transactions at least one business day before the last day of your statement period, or by meeting Chase military banking requirements or by maintaining a linked Chase Private Client Checking℠ account.
» Read our full Chase bank review
What to know about Chase checking account bonuses
Here’s some general information that applies to all Chase personal checking account bonuses.
There are limitations on who can qualify for the offers. You can only qualify for offers (except the referral offer) if you’re a new Chase customer or haven’t had a Chase account closed within the last 90 days or closed with a negative balance in the last three years. And you’re only eligible to receive a bonus for opening a new checking account every two years and can only earn one bonus per account.
You can earn a bonus for a personal checking account and a business checking account. While you can qualify for only one Chase bonus per personal checking account as a new customer who meets eligibility requirements, you can qualify for two Chase checking account bonuses if the other account is for business.
» Want more details? See our Chase business checking review
Your account must be open to receive the bonus. To receive the bonus from Chase after you’ve completed all the requirements, your account must be open and in good standing.
Your Chase bonus could be taxable. Bank bonuses are considered interest, so you’ll need to report any you’ve earned when you file your taxes.
Are Chase bonuses worth it?
If you’re debating between a Chase account and one of its competitors, these bonuses may be enough to swing your decision. But make sure you can avoid any monthly fees that might apply.
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